10 + 1 Best Life Insurance Companies

Legal and General America is a life insurance company based in London. The company currently has over 10 million customers who are policyholders of term life insurance, universal life insurance, and final expense insurance. Legal and General America currently has a 4.4 score in  trustpilot.com.

John Hancock is a life insurance company that provides life insurance to more than 2.6 million policyholders as of June 2018. It is the first life insurance company to offer a wellness-based rewards program; it offers the John Hancock vitality program – a two-version vitality program that gives rewards members for their healthy activities done every day such as walking or buying healthy food. John Hancock has received a financial rating of A+ by A.M. Best and a four-star rating from their clients through trustpilot.com.

Liberty Mutual is a Boston-based insurance company founded in 1912. It offers multiple insurance types such as life insurance, auto insurance, property insurance, and commercial auto insurance . Based on the 2018 gross written premium, it is currently the fifth-largest global property and casualty insurer. Liberty Manual focuses on three business units; personal insurance lines, commercial insurance lines, and liberty insurance investments. Liberty Mutual has received a 2.5 rating from its clients based on trustpilot.com.

Principal is a life insurance company that offers retirement plans, dental, life, and disability insurances. Their commitment is to give its clients financial tools, resources, and information needed to live their best life. Principal has received a three-star rating in trustpilot.com.

Prudential Financial is a life insurance company that has been around for more than 140 years. They provide life and health insurance in the United States, Asia, Europe, and Latin America. They strive to build long-term value for their investors through strong business fundamentals while being consistent in their mission, vision, and company’s core values. Prudential Financial has a 1.5 rating from its clients based on trustpilot.com. 

Founded in 1907, SBLI offers various life insurance programs, which can be personalized depending on the client's needs. SBLI promises that their clients are top priority.  They promise to provide straightforward life insurance at a fair price. SBLI gained a 4.5 rating from its clients in trustpilot.com.

Founded in 1951, Globe Life Insurance started offering their insurance in rural areas and has reached 36 states in just 12 years. Today, Globe Life Insurance has $4.2 million policyholders and has $82 billion life insurance in force. A.M. Best Company, an independent life insurance analyst, has awarded the company with an A+ as of 7/19 from its customers based on Better Business Bureau. 

Primerica is a life insurance company that focuses on the distribution of term life insurance. Their product and service offerings are generally intended for middle-income individuals with incomes between $30,000 and $100,000 per annum. It has received an A+ rating from its clients through Better Business Bureau.

American Income Life Insurance Company – A subsidiary of the Globe Life Inc, American Income is a Waco, Texas-based life insurance company which caters members of labor unions, credit unions, associations, and their families. The life insurance company offers life, accident, supplemental health insurance; moreover, policies for individual, single parent, and family are also offered. American Income Life Insurance Company received a two-star rating from its clients based on Better Business Bureau.

Transamerica is a life insurance company founded in 1904 by Amadeo Giannini. It offers an array of insurance programs from life insurances to retirement plans. Their commitment is to help their customers build a solid financial foundation for today and tomorrow. Clients of Transamerica has given them a 2.5 score in trustpilot.com.

Mutual of Omaha is a company that can be used for people looking to skip exams.  This issue a policy called guaranteed whole life, meaning no exams. People ages 45 - 85 won’t be denied coverage or have benefits reduced due to age or health. You can get up to $25,000 in coverage, and your premiums will never increase.  Clients of Mutual of Omaha have given them a 2.5 score in trustpilot.com.